In the banking industry, the iterative process in banking is crucial for launching exceptional products and services. As part of our agile transformation, we have adopted a new way of work: the iterative process, a cyclical approach emphasizing continuous improvement through repeated cycles of planning, designing, implementing, testing, and evaluating. This methodology allows us to […]

In today’s banking landscape, managing credit risk effectively is crucial for long-term success and stability. Our latest product, the Credit Assessment Tool (CAT), powered by Microsoft Dynamics 365 CRM Online, is designed specifically to help banks streamline their credit assessments and strengthen their risk management practices. CAT provides a secure, cloud-based solution that is flexible, […]

Quipu has successfully obtained SOC 2 Type 1 certification, as confirmed in March 2025. This achievement demonstrates our commitment to maintaining the highest standards of security, availability, confidentiality, and processing integrity in the services we provide.   What is SOC 2 Certification? SOC 2, or System and Organization Controls 2, is a security framework developed […]

In the competitive digital banking world, top fintechs and banks leverage soft launches to introduce new mobile apps more effectively. Instead of waiting until an app is fully developed, companies release it in phases—starting with a limited audience—to test, refine, and optimize before a full-scale launch. This approach has become a best practice in the […]

Client: ProCredit Bank Kosovo Region: Southeastern Europe About the Project With the retirement of the original 3-D Secure (3DS) protocol in 2022, the payment industry turned to EMV 3DS versions 2.1.0 and 2.2.0 for a more secure, seamless online transaction experience. At Quipu, we embraced this evolution by implementing the New Generation of E-Commerce Payment […]

When launching a digital product like a mobile banking application, creating an early adopter program can deliver critical insights and tangible business value. This approach refines the product, reduces risks, and builds a foundation for long-term success by aligning user needs with business goals. The key benefits of an early adopter program Gather actionable feedback: […]

At Quipu, our agile transformation is at full speed with over 400 staff trained so far, we’re proud to be investing in comprehensive agile training sessions for the entire company. These sessions are designed to help us work smarter, collaborate better, and deliver even greater value to the customers we serve. The goals of our […]

In today’s digital age, the banking industry faces challenges and opportunities of another level. At the heart of these challenges lies a critical aspect of modern financial operations: information security (infosec), as banks increasingly rely on technology for everything from customer transactions to internal operations, safeguarding sensitive information has never been more crucial. Let’s dive […]

At Quipu, as we embrace agile practices, one of the key ideas we’re adopting is the Minimum Viable Product (MVP). This concept helps us focus on what matters most: delivering value quickly and effectively to our customers. What does MVP mean to us? For us, an MVP is the simplest version of a product or […]

Client: ProCredit Bank Kosovo Region: Southeastern Europe About this project In partnership with FintechOS, we developed an innovative digital onboarding solution for ProCredit Bank Kosovo, transforming how customers open bank accounts. By seamlessly integrating the bank’s Mobile Banking Application and website, we introduced a digital-first account opening journey. The process includes essential steps such as […]