Risk Management

To manage the risks associated with lending, employees must carefully analyse each application, and closely monitor the performance of a loan after it has been disbursed. Quipu Core Banking’s Lending Module allows financial institutions not only to manage the risk associated with each credit but also the interrelated risks associated with groups of borrowers and indeed whole portfolios.

Collateral Registration

Financial institutions can define the types of collateral that are required for each of their credit products and can use Quipu Core Banking to manage all of their collateral operations.

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Credit Products Monitoring

Monitoring requirements and monitoring results are recorded to ensure that credit exposures continue to perform, and to warn of any signs of impairment.

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Arrears Management

Advanced arrears management functions optimise the recovery of problematic loans across a wide range of credit product portfolios.

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Related Parties and Client Groups

The Lending Module helps financial institutions to take appropriate steps to control, mitigate or reduce the risks arising from lending to members of groups of related parties.

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Provision Calculation

The methods for calculating provisions can be easily customised according to institutional and country-specific regulations.

Risk Management

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